 The JHK Realty Team of
Charles Rutenberg Realty Specializes in short sale real estate
transactions. Short selling your home may be the best option to avoid a
Foreclosure sale. It's very important to work with a licensed Real
Estate Agent or Real Estate Attorney that specializes in real
estate short sales. Work with a licensed professional that
can prove they have successfully negotiated and closed short sales.
As licensed Real Estate Agents we have to follow the Code of Ethics or
we could be fined and our license taken away. Don't get tricked
by all of the loss mitigation firms that have popped up over
the past year, many of these companies are not licensed and don't
follow the Code of Ethics that Licensed Realtors and Attorneys
follow. Never pay anyone out of pocket money to start the short sale
process for you. There will never be any upfront fees charge to you from
us. We get paid real estate commission by your lender when your home
sells. We have a proven business model that works and gets your
home sold fast. Most short sales take 90 days from the time we
list your property to the time we close escrow, we have closed some in
as little as 45 days. If you have missed Two or more mortgage payments
it's very important to find a Realtor or Real Estate Attorney to start the
Short Sale process. Waiting too long can result in a Foreclosure sale
on your home.
This is how are
process works:
1. We list your home on the MLS &
Realtor.com
2. You provide us with 1 month
paystubs, 2 years W2's or Tax Returns, 2 months of Bank Statements, Hardship
Letter & Financial Statement. We will provide you with a short sale
package that will contain a checklist and all of the forms you will need to
provide us.
3. One of our many buyers or
wholesalers will make an offer on your property within 5 days.
4. We submit your Short Sale package
to your lender and start the Negotiation process.
5. A Broker Price Option
or Appraisal is Ordered by the Bank to determine the value of
your property.
6 . Once the bank determines the
value of your home they will either except the short sale offer we
submitted or counter the current offer that was presented to them.
If the bank counters the offer we have to go back to the buyer with the
banks counter offer. At that point the buyer will make the decision to
purchase the property or counter the banks offer. If we can't make
the deal work with the first buyer that's fine as we take multiple
offers on our properties and we will find someone to purchase the home.
7. Once the buyer is determined and
cash or financing is in place we close Escrow and you walk away from the
property.
Our team has successfully negotiated
short sales with the following Banks & Lenders:
HSBC
Wells Fargo
Chase
Countrywide
Citi Mortgage
Litton Loan Servicing
Homeq
Aurora loan servicing
RBC Centura Bank
Bank of America
SPS Loan Servicing
Washington mutual
Ocwen
Suntrust
Let our Team of Experienced Realtors
and Negotiators handle your Short Sale. Having experienced real estate
professionals can make all of the differences in getting your
property sold through a short sale or having the property go to the
foreclosure auction.
This process works great and we have
not had one property go to foreclosure auction yet!
please contact us and let's get
started today!
If you're ready to start the Short
Sale process
PLEASE
CLICK HERE
to
fill out the online short sale application or Call us
at 813-600-1604 or 813-784-0141.
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Equal Housing Opportunity